How does IG keep my money and assets safe?

Your money and assets are held in separate bank and custody accounts under trustee arrangements, ensuring they remain yours, are easily identifiable, and are protected from IG and its creditors.

Regulated by the Financial Conduct Authority (FCA), IG follows strict rules (CASS) on handling client money. IG uses segregated accounts at reputable banks like Barclays and Lloyds, spreading client money across multiple banks, as required by our regulator. Unlike banks, IG cannot use client money or assets for its business activities. This ensures that your money and assets remain safe, even in the unlikely event that IG becomes insolvent.

We may use notice accounts requiring up to 95 days for withdrawal, though this won’t affect your ability to access or withdraw money from your account. 

Client money may also be placed in Qualifying Money Market Funds (QMMFs), which meet high regulatory standards and help diversify risk. Any units in QMMFs are held securely as safe custody assets in line with FCA CASS rules.

The only clients whose money and assets aren’t treated like this are professional clients (such as other financial firms), or eligible counterparties who have signed a legal document explaining how their money and assets are held differently (this is known as ‘title transfer’).