Why has my deposit failed?
Deposits can fail for several reasons, depending on your funding method.
Deposits can fail for several reasons, depending on your funding method.
This can usually be resolved by contacting your bank or card issuer.
If you think the payment was successful but can’t see the funds on your account after a few minutes, it’s likely that the online payment failed. Clear your cookies and cache through your web browser’s settings, log back in and try again. If you’re using the mobile app, we suggest reinstalling or updating it then trying again. In some cases, your bank might contact you to verify a payment before the transaction is authorised.
For security reasons, your chosen card must be in the same name as the one you have on your account with us. We don’t accept payments from third parties or corporate cards, even if the latter is in your name. If you’re a corporate account holder, you’ll need to fund your account via bank transfer. Scroll to the bottom of this page to learn how to do this.
Make sure the address (including your postcode) on your account with us matches the one registered with your bank. In this case, your payment to us will bounce. Please contact your bank if you see a charge on your account after an address mismatch. Your balance should be corrected within a few business days.
You can edit the address on your profile by logging in to My IG, going to the 'settings' tab and selecting 'personal details’.
We can’t accept any deposits from American Express cards or certain jurisdictions (like the US) and would recommend using a different card or payment method.
If your transferred funds aren’t reflecting in the relevant account after three business days, you can resolve the issue in these ways:
We might need to return funds to your bank upon their request. This can usually be resolved by contacting them.
For security reasons, we can only accept payments made from a bank account registered in the same name you have in your account with us. We don’t accept deposits from third parties or corporate bank accounts for personal IG accounts, even if you’re the corporate account holder/owner. Similarly, we won’t accept deposits from a personal bank account for funding IG corporate accounts.
If you didn’t include your account number as your payment reference, we’ll require a proof of payment to allocate the funds to your IG account. Scroll to the bottom of this page to find the steps needed to properly make a bank transfer deposit.
Note that we usually use the same method and account you used to make a deposit to return funds back to you. If you made a deposit using a card, you’ll need to request a withdrawal back to that card to avoid any potential delays. This is because additional checks could be required otherwise.
Become a better trader with IG Academy. Take engaging step-by-step courses, attend expert-led seminars and webinars.
Have your questions answered by like-minded traders and IG staff over at IG Community.